NPS vs UPS: What should government employees go for? Find out what works better

UPS vs NPS: Government employees now have until September 30 to choose between the New Pension System (NPS) and the Unified Pension Scheme (UPS), with clarification that both offer similar tax benefits. NPS, a market-linked option, suits younger individuals comfortable with risk, while UPS guarantees a minimum, inflation-indexed pension, ideal for those nearing retirement.