Looking for a steady monthly income? The Post Office National Savings Monthly Income Account offers an annual interest rate of 7.4%, making it an ideal option for retirees and regular earners alike. How Much Can You Earn? Key Features 5-Year Maturity – Your principal amount is returned after 5 years. You can reinvest for continuous earnings. Who Can Open? – Individuals, minors (10+ years with parental supervision), and joint accounts (up to 3 adults). Aadhaar PAN Mandatory – Required for account opening and other post office schemes. How to Open an Account? For more details, visit your nearest post office. Disclaimer: This article is for informational purposes only and not investment advice. Please consult a financial advisor before investing. Bhaskar English will not responsible for investment-related decisions.